GrabPay is Southeast Asia's dominant superapp wallet, embedded inside the daily lives of over 100 million users across ride-hailing, food delivery, travel, and financial services. One integration unlocks multiple markets and multiple payment modes: pay now, spread over four interest-free instalments, or settle in full the following month.

It's particularly valuable in markets where card penetration is low. GrabPay bridges the gap for underbanked consumers who can transact online without a credit card, expanding your addressable market beyond what traditional payment methods can reach. Customers stay engaged through a rich in-app rewards program that incentivizes spending across Grab's ecosystem.

For businesses, a single enablement covers Singapore, Malaysia, and the Philippines, with competitive online processing rates and in-person support where relevant. The PayLater products (Instalments and Postpaid) are ecommerce-native, making GrabPay a strong fit for merchants who want to reduce checkout abandonment and offer flexible payment terms without building their own BNPL infrastructure.